Mortgage Rates
The following rates represent just a few of our many home loan programs. Because of the complexity of some programs, it is not possible to simply state their rates online. If you are interested in a land loan, construction-to-permanent loan, adjustable rate mortgage loan, FHA loan, VA loan, Rural Development (RD) loan, or New Hampshire Housing Finance Authority (NHHFA) loan, we would be happy to assist you. Please don’t hesitate to contact any member of our mortgage team to discuss your needs.
As you visit our site, please note that while we appreciate the interest of all of our visitors, our lending area is limited to Belknap, Carroll, Cheshire, Grafton, Hillsborough, Merrimack, Rockingham, Strafford, and Sullivan Counties in the state of New Hampshire.
All rates effective May 24, 2013 unless otherwise noted and are subject to change without notice. Monthly payments listed below are for every $100,000.
| Product Name | Term (years) | Rate | Points | Annual Percentage Rate (APR) | Monthly Payment (per $100,000) |
| Fixed Rates | 30 | 3.500% | 2.500 | 3.817% | $449.04 |
| 30 | 3.625% | 1.375 | 3.848% | $456.05 | |
| 30 | 3.750% | 0.625 | 3.911% | $463.12 | |
| 30 | 3.875% | 0.000 | 3.985% | $470.24 | |
| 20 | 3.250% | 2.125 | 3.645% | $567.20 | |
| 20 | 3.375% | 1.250 | 3.669% | $573.56 | |
| 20 | 3.625% | 0.000 | 3.776% | $586.40 | |
| 15 | 2.625% | 2.000 | 3.108% | $672.69 | |
| 15 | 2.875% | 0.625 | 3.158% | $684.59 | |
| 15 | 3.000% | 0.000 | 3.192% | $690.58 | |
| 10 | 2.500% | 1.500 | 3.097% | $942.70 | |
| 10 | 2.625% | 0.750 | 3.062% | $948.39 | |
| 10 | 2.875% | 0.000 | 3.154% | $959.85 |
- Rate and payment are based on a $100,000 loan amount on an owner-occupied, single-family residential property (including second homes) with a 25% down payment, located in New Hampshire. Applicants' credit history and other underwriting criteria are also considered.
- The monthly payment amount shown includes principal and interest. Taxes, property insurance, and flood and mortgage insurance (if applicable) are not included in the monthly payment. Your actual monthly payment amount may be highter. An escrow account may be required.
- All rates are subject to change without notice.
- Your APR will vary based on your final loan amount and finance charges.
- Satisfactory property insurance is required.
- Depending on your credit score, loan-to-value and property type points may be charged to your loan. You may have the option of taking a higher interest rate and not incur the cost of paying points. Please do not hesitate to contact any member of our mortgage team to discuss your needs.
