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Savings, Money Markets and CDs

Banking solutions for real life.

Your financial needs and goals are unique to you and your family. At Merrimack County Savings Bank, we take the time to understand your goals and offer a choice of savings programs to help you meet them. As your needs evolve, we’ll be here to help you find the solution that will grow with you.

Premium Plus Savings

If earning more interest on your savings is important, and you maintain a Merrimack Premium Plus Checking account, you'll have exclusive access to this high-interest rate savings account that earns tiered-interest on all balances.

Just Savings

When your need is to build your savings and earn interest while having easy access to your funds, you'll find that this account is the best choice. This basic savings account earns tiered-interest on balances of $100 and more. And when you keep a minimum daily balance of $100, or if you are age 65 and over or under age 18, the low monthly fee of $2 is waived.

All-Purpose Club

Save a little each week or month for a special event, holiday or vacation, while earning interest and you'll easily reach your savings goal. Keeping your special event savings separate from your other savings makes it easier to track your progress. You choose how much and how often you want to save and it will be automatically transferred each period from the checking or savings account you designate.

Youth Savings

Getting your child into the habit of saving will have lifelong benefits. This account is an ideal choice for you and them! It’s offered only to youth under age 18, has no monthly fee and earns interest on balances of $1 and more.

Money Market Account

Save for the future, make your money work harder for you, and still have easy access to your funds. You can earn competitive interest, and although there are some limitations, you can write checks and complete electronic transactions each month.

Certificates of Deposit (CDs)

A CD is a great way to save for the future – for taxes, college tuition or even the vacation of your dreams. Learn more and review rates here.

IRAs

Merrimack County Savings Bank offers you the control and direction you need for retirement planning with the security of working with a trusted, local bank. Our knowledgeable staff will help you choose the right IRA and provide the guidance, tools, and resources you need to meet your retirement goals.