Introducing FinanceWorks!™ – Free with Merrimack24 Online Banking.

FinanceWorks is a comprehensive online tool for managing all of your finances in one convenient place. Developed by the same people that brought you Quicken® and QuickBooks, America’s leading personal financial management software, FinanceWorks was created to help individuals and families easily keep track of their finances, gain control of spending, develop budgets, set goals, and view their complete financial picture.

FinanceWorks is free for all of our personal online banking customers. To help ensure the most accurate view of your finances, information from other financial institutions can be imported so you can see the “big picture.” You won’t find FinanceWorks at too many other institutions, but you will find it right here at The Merrimack.

Features of FinanceWorks:

• Connect to over 12,000 other financial institutions and creditors
• Transactions are automatically categorized so you can see where you are spending your money and make changes to help grow your savings
• Manage bills all in one place, regardless of how you pay them, and schedule email reminders to avoid missed payments and late fees
• Projected cash flow tells you how much you have available to spend (or save) until your next paycheck

To learn more, log on to online banking at www.TheMerrimack.com.

• View a demonstration of the features and benefits of FinanceWorks »

Merrimack Profiles:

The Merrimack STAR Awards Recognize Employees that Go Above and Beyond

Sara Lauze and Natalya Thibodeau Recognized as
co-STARs of the Year

We are honored to recognize two outstanding employees: Pictured with Paul Rizzi, President of Merrimack County Savings Bank, are Sara Lauze (top image), Demand Deposit Account Coordinator/Technology Administrator, and Natalya Thibodeau, Senior Customer Service Representative. Each of this year’s “co-STARs” have demonstrated exceptional customer service, from the operational, behind-the-scenes side of banking and from the front-end, customer service management side, respectively.

Both winners look to enjoy two nights at resort destinations known for their exceptional customer service and will report back on their experiences. Please join us in congratulating these two outstanding bankers and employees!

Merrimack Style is … Making Every Effort to Protect Our Planet.

Meet “The Green Team” – 14 staff members representing all areas of The Merrimack and dedicated to promoting earth-friendly practices at all of our office locations. For the last six months, they have been working on ways we can create efficiencies around reducing, reusing and recycling. Most recently, The Green Team made recycling convenient for customers by initiating a special plastic bag exchange program in honor of Earth Day on April 22nd. Customers were encouraged to bring a minimum of ten plastic grocery bags to all branch locations in exchange for one large, green re-usable tote. More than 3,000 plastic bags were collected by the end of the day! All bags were then recycled at local Shaw’s, Hannaford and Market Basket stores.

Merrimack Style is … Delicious!

The Merrimack won naming rights for a sandwich at The Works Bakery Café in Concord and an ice cream flavor at Granite State Candy Shoppe at the Annual Friends Program Charity Auction on May 21, 2010.

Try the new Merrimack Stack at The Works Bakery Café in Concord, NH. A delicious combination of turkey, ham, bacon, herb cream cheese with spinach, tomato and cucumber on multigrain bread.

Sample Merrimack Mocha Munch at Granite State Candy Shoppe.
A satisfying blend of mocha ice cream swirled with homemade chocolate chips and butter toffee bits. And for a light and refreshing treat, try our featured float, The Rizzi Fizzy, named for bank President Paul Rizzi. For one month, the black cherry ice cream float will be made available while supplies last.

The Friends Program connects individual volunteers throughout all of New Hampshire with others in need of help or support. Find out how you can become involved by visiting www.friendsprogram.org.

Countdown to Opt-in: Deadline for Overdraft Coverage is August 15th, 2010

If you have a personal checking or money market account at The Merrimack and wish to continue having regular overdraft services applied to your ATM or everyday debit transactions, we must receive your permission to opt-in by August 15, 2010.

What is an everyday debit transaction? Examples include payments you make with your debit card at the grocery store, at the gas station, online and even over the phone. It is not a check or automatic/regularly occurring payments, such as monthly health club membership dues.

Please note that after August 15, our standard overdraft service for ATM and everyday debit card transactions will be eliminated unless you have opted-in.

If you haven’t already done so, you may opt-in by returning the form inserted in your June and July statements, by calling 603-225-2793, by visiting any office, or by using the easy and secure online form.

Protect Yourself from Identity Theft!

The sophisticated digital world we live in has made communications, transactions, and information exchange efficient and simple. But despite such progressive change, these advances have also given way to new methods for extraction of personal information.

Identity theft is the crime of stealing someone’s personal information for the purpose of using it fraudulently. Such personal, identifying information can include social security numbers, credit card numbers, bank account numbers, usernames, passwords and medical records. Common fraudulent activity can include the opening of new credit card accounts, taking out loans in the victim's name, stealing money from financial accounts or using available credit.

Fortunately, there are preventative measures you can take. Start with safe computer basics by adopting these simple security techniques:

• Use complex passwords, such as those that combine 14 or more alphabetic and non-alphabetic characters (special or numeric)
• Keep your password confidential by not sharing it
• Have a unique password for every application
• Never select the “save my password” option
• Ignore unsolicited requests for information
• Do not open unknown or unexpected email attachments
• Avoid downloading “freeware” such as games, greeting cards or social networking applications
• Never complete a pop-up form
• Always report suspicious activity

Community Calendar

Upcoming Events

• July 15 – 17, 2010
  36^th Annual Main Street Concord Market Days and Music Festival. Come celebrate summer with The Merrimack and many of Concord’s finest! Fun and FREE entertainment for all ages, great food, shopping and more! Click here for more information »
• July 16, 2010
  Concord Kids Count Radio-A-Thon benefitting the Concord Boys and Girls Club from 6 AM to 5 PM in front of our flagship branch on North Main Street. To feature Peter St. James, Ken Cail, Bob Lipman and Mike Murphy of 107.7 The Pulse. Click here for more information »
• July 19, 2010
  The St. Joseph Hospital 24^th Annual Charity Golf Tournament will be held this year at the Nashua Country Club. Proceeds to benefit oncology services and other important hospital programs. Click here for more information »
• August 4, 2010
  Greater Concord Chamber of Commerce Golf Tournament to raise funds for Innovative Educational Programs. Join us this year at Beaver Meadow Golf Course in Concord. Click here for more information »
• August 6, 2010
  Your support rewards deserving high school students with scholarships. Join us at this year’s Falcons Booster Club Golf Tournament courtesy of Bow High School. Click here for more information »
• September 8, 2010
  Don’t forget to register for the Boys & Girls Club of Nashua Golf Tournament! All proceeds go directly to the Boys & Girls Club of Greater Nashua. Click here for more information »
• September 11, 2010
  Announcing the 25^th Anniversary for the Kiwanis Club of Concord Antique and Classic Car Show. Click here for more information »
• September 11, 2010
  Registration is now open for the Concord YMCA's 13^th Annual Triathlon at Clough State Park. Click here for more information »