For those of us who have accidentally overdrawn our accounts, new rules for debit and ATM cards give users more control.
The Federal Reserve now gives overdrawn debit and ATM card users more control over their accounts. That means The Merrimack and other financial institutions will soon be asking advance permission to apply our standard overdraft services when funds are insufficient to cover an ATM or everyday debit card transaction.
What is an everyday debit transaction? Examples include payments you make with your debit card at the grocery store, at the gas station, online and even over the telephone. It is not a check or automatic/regularly occurring payments, such as monthly health club membership dues.
A few things to keep in mind if you have a personal checking or money market account at The Merrimack:
- Look for a notice to opt-in (i.e., formal request for your decision to participate) in your June or July statements. If you wish to continue to have regular overdraft service applied to your ATM or everyday debit card transactions, we must receive your permission by August 15, 2010.
- Enjoy all the flexibility you need. Even if you agree to the terms outlined in the opt-in notice but change your mind later, you can still opt out at any time.
- Alternately, you can always agree to the terms of the notice after August 15, 2010. However, please note that your ATM and everyday debit card transactions will not be covered under our standard overdraft service after this date until/unless you have opted in.
Remember: Payments are being processed faster than ever before! It is important to be aware of your checking balances and stay alert to outstanding and pending payments.
Announcement:
Coming Soon – eStatements!
Enjoy the convenience of accessing your bank statement online as soon as it’s available.
eStatements are more efficient and easier to file than traditional paper statements, not to mention the fastest way to receive your information. Be on the lookout for future sign-up notices!
Merrimack Profiles:
Visit Our Bow Office and Meet Donna Jones, Retail Employee of the Month
Donna Jones, Teller Supervisor at our Bow office on 503 South Street was named retail employee of the month in April for her commitment to providing exceptional service. Donna’s kindness and dedication was most recently demonstrated when she provided transportation for a stranded customer. Donna was quick to the rescue by offering this customer a ride home.
This is what Merrimack Style is all about: creating lasting relationships based on exceptional service and trust.
Donna is a banking veteran with more than 12 years of experience serving the needs of our neighbors in Central and Southern New Hampshire.
Merrimack Style is … making a difference in the community.
We are pleased and honored to once again sponsor the Rock 'n Race to benefit the Concord Hospital Payson Center for Cancer Care. Please join us on Wednesday, May 19, 2010 at 6:00 PM for live music, a variety of delicious treats, and of course the 5K road-race!
Join in all the 5K fun for the 2010 Merrimack County Savings Bank Rock 'n Race! »
Community Calendar
Upcoming Events
- May 6, 2010
Flagship branch (89 N. Main Street, Concord, NH) is hosting an art show reception featuring local artists beginning at 5:00 PM; artwork will be on display in the lobby from May 3 – June 1. Please contact Sean Skabo, Branch Manager at 603-223-2602 or sskabo@mcsbnh.com for more information.
- May 12, 2010
Complimentary seminar on identity theft and check fraud at the Community Room in Horseshoe Pond Place, Concord. All are welcome, but seating is available on a first-come-first-serve basis. To book your space in advance, please contact Tina Flaherty, Marketing Assistant at 603-223-2719 or tflaherty@mcsbnh.com for more information.
- May 10 – 15, 2010
Families in Transition clothing drive at all branch locations. For more information please contact Sean Skabo, Branch Manager at 603-223-2602, sskabo@mcsbnh.com or visit http://www.fitnh.org/index.htm.
- May 19, 2010
Join us in all the 5K Fun for the 2010 Merrimack County Savings Bank sponsored Rock ‘n Race! Look for our tent on the State House lawn! Click Here for More Information »
- May 21, 2010
The Merrimack is the lead sponsor for the 11th Annual Friends Program Charity Auction. Renowned furniture maker David Lamb of Canterbury has designed the signature art piece, a Shaker style blanket chest, which has been re-painted and finished by an array of highly talented local artists. Come visit our flagship branch on 89 N. Main Street to see three of the hand-painted chests today! Online auction occurring now at www.friendsprogram.org.
- May 21, 2010
Girls, Inc. of New Hampshire is hosting a gala as well as live and silent auctions at The Event Center at CR Sparks. You can view the online auction occurring now here »
May is Older Americans Month
In honor of Older Americans Month, we will be hosting an informative seminar on identity theft and check fraud on May 12th at the Community Room in Horseshoe Pond Place, Concord. All are welcome, and seating is available on a first-come-first-serve basis.
Key topics to be covered include:
- How to recognize and avoid identity theft and fraud scams, including check overpayment scams;
- what to do if it happens to you.
This free program will be hosted by Ulrike “Uschi” Graham, manager of the reverse mortgage program at The Merrimack. With more than 30 years of experience in banking and the not-for-profit sector, Uschi has made it her mission to help people make the right choices for their unique situations.
To book your space in advance, please contact Tina Flaherty at 603-223-2719 or tflaherty@mcsbnh.com.
Call toll-free 800-541-0006 or visit www.TheMerrimack.com to learn more
about The Merrimack and how we can help make a difference for you.
